Thought for the Weekend...Savings.

Money- how do you save yours?

With so many gorgeous things to buy in the shops right now, saving money is probably the last thing on your mind (most of the time I know this is true for me) but for those of you who are good and save, how do you do it?

Personally, I’ve tried several methods…

- A money box in my room (gets raided for spare change frequently)

- Saving coppers and changing them at the bank when I have a substantial amount (works, but it is SLOW)

- Savings accounts (which frequently get raided because I just have to have something)

- A separate purse where I put cash on pay day, saving for my next trip in to town…(works well, as I do tend to forget it’s there until next pay day)

I remember opening my first bank account as a child, back in the day where you could open an account with 50p and were sent merrily on your way with a plastic case full of colouring pens and other related paraphernalia. And the excitement, as a prospective student of the freebies on offer when you opened a student account; I never did become a uni student and those offers seem to have long since vanished!

If you do have a savings account, what kind have you found to be the best? Really, mine is just a standard bank account complete with debit card. I take out the cash I need for the month on payday and try not to spend on my card unless I really want something, but recently I’ve gone shopping mad and the plastic is coming out a bit too often for my liking!

Also, are you a budgeter? I confess to OCD, especially around money and budgets and look in my desk drawer you’ll see page after page of budget related scribbling and a proper little book full of incomings via outgoings.

I guess this has been my secret to success. I don’t believe in spending what I don’t have and although it seems like I shop a lot, it is all within what I can afford and I go through phases where I don’t buy anything at all. I’m guilty of saying “I’m broke” or “I want it but can’t afford it”…because say it often enough and I start to believe it!

I’d love your feedback on your attitude to money, and how you save, if you do at all.

Or, in this economic climate do you see it pointless to save with so little return?

Money Saving and an Outfit

Hello, it's still early Sunday morning here but I find myself awake drinking peppermint tea and ready to post.
I hope everyone is having a lovely weekend so far? It's gone bloody cold here but the sun is shining and it's really quite pleasant outside.

Today's post is in part, written by the lovely Rhian at moneysupermarket.com, she asked me if she could write a guest post sharing some hints and tips about saving money whilst still being able to treat yourself.

SAVE MONEY USING VOUCHERS

Since the recession a person’s disposable income has been hit, retailers are now realising this and are becoming
more and more competitive with the discounts they are offering. Savvy consumers are making the most of these
discounts to ensure they are getting the best deals. There are a huge range of printable vouchers and online
discount codes available, whether you are considering a big or small purchase there will be a discount to be had.

Here is a selection of some of the great discounts currently available …

">New Look
With winter coming it is a great excuse to go shopping and invest in a new winter wardrobe. High street chains
are offering a huge variety of discounts ranging from money off your bill total or a discount off an individual
product. Before ordering or buying anything remember to check what vouchers are available. This has been
made easier with the new Moneysupermarket.com moneysupermarketcom-iphone-vouchers-app/2022/1/">iPhone Vouchers App that allows you to check
discounts on the go. The application uses geolocation technology and can find the best deals in your surrounding
area meaning that it can take just seconds to save you a packet!

">Benefit
Make up, creams, nail varnish and hair products I can’t get enough of them, but the costs can soon add up
especially for high end brands. Benefit are a company who’s products I particularly like they currently have a
range of discounts including free delivery on orders over £50 and up to 15% off any orders using a voucher code.

Odeon
I love going to the pictures but find that the costs can soon add up with the price of the tickets, drinks and the
obligatory box of popcorn. Thankfully the Odeon is running a discount offering 40% off the price of cinema tickets.
This discount is available all week, so you are not limited to going just one day a week which is great news.

">Pizza Express
Eating out now and again is always a treat, with discount vouchers you need never pay full price again. Pizza
Express is allowing you to get two main meals for £12 when using a printable voucher. Remember to check for
discounts to cut the cost of you bill next time you decide to eat out.

Written by Rhian Gillam of moneysupermarket.com vouchers team


And here is what I wore yesterday. The skirt was £6 from Tu at Sainsburys, and the sequin jumper yet another ward trip purchase from crafted @ republic.





Well, I'm off to properly start my day.

xxx